Blocked Account for German Visa
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How to Open Blocked Account for German Visa

Do you know what a blocked account for a German visa is all about? It is very important for any foreign national who wants to study or work in Germany to open a Blocked Account for German Visa.

Currently, the law regulations in Germany have made it mandatory that all international students from non-EU or non-EEA countries should open a Blocked Account for German visas. This will prove that you have enough money to cover all your expenses in the country.

Seeking a German student or job seeker visa can be very stressful and involves long processes, plus numerous documents and requirements. This article will provide you with the necessary information to open a blocked account for German. This information includes why you should open the account, documents needed, requirements, and eligibility.

What is a Blocked Account

It’s called a blocked because the money deposited in the account can’t be tampered with until you arrive in Germany.

This type of account is especially for students and job seekers. It serves as proof or evidence that they have the financial resources to cover their needs and expenses while in Germany. In addition, it’s a requirement to show when seeking a student visa or residence permit in Germany.

Although there are other methods of showing one’s financial status, a blocked account is common for most international students.

When you deposit a certain amount of money to your German blocked account, it shows you have enough to handle your living and other expenses at that particular time.

Who Needs to Open Blocked Account for German Visa?

Anyone not from a European Union or Schengen Member State must open a blocked account for Germany visa. Some of the German Visa that needs you to open a blocked account include;

  • Visa for the recognition of foreign qualifications
  • Visa for language acquisition
  • Student visa
  • Job-seeker Visa
  • Training or apprenticeship visa

A blocked German visa account is also a requirement when applying for a resident permit. Without the German blocked account, you cannot get your residence permit. This includes nationals from Australia, Canada, the Republic of South Korea, the United States of America, Honduras, Israel, Japan, and New Zealand.

How to Open Blocked Account for German Visa

You must open your blocked account before applying for a German visa or residence permit, which needs to be done in your home country. Applying for a blocked account in Germany depends on the type of provider you choose. In most cases, you have to;

#1. Confirm how much you need to transfer from the embassy or consulate.

You should confirm with the embassy or consulate before transferring any money. In most cases, the minimum required amount doesn’t differ.

#2. Open a blocked account with the provider of your choice.

Take note that you can open an account online if you are employed by an intermediary, such as Fintiba or Expatrio. Also, If a bank employs you, you must apply to the German Embassy via mail.

#3. Wait for the application to process.

#4. Transfer the money.

Once your account has been opened, your provider will send the number to you with the information on how you can transfer the money. The transfer can be done through a bank or any international money transfer app. The transfer takes nothing less than five days to get delivered.

#5. Get the confirmation letter from the bank.

The next step after completing your transfer a blocked bank account confirmation document will be sent to you by your provider. You have to submit the document to the German Embassy.

#6. Wait to receive the Visa.

Once you are done with all these processes, you will wait for your Visa to be processed. Finally, a National D Visa will be sent to you, granting you access to Germany.

What Happens with the Money in the Blocked Bank Account if the Visa Is Rejected?

If after you have deposited money into your German blocked account, you will need to submit a letter from the German Embassy or Consulate. A letter will be sent to Fintiba or Deutsche Bank, your Blocked account will be closed, and money will be transferred back to the original account.

While you are in Germany and decide to close your blocked account, you have to show proof that you are about to leave Germany. Your visa and residence permit must be canceled, and your remaining money will be transferred back to your original account. To do this, you need a letter of confirmation from the Foreigners Office (Ausländerbehörde).

Do I Need Another Bank Account Where I Can Withdraw Money?

Of course, upon your arrival to Germany, you will have to open a new bank account to which money from your blocked account will be transferred. You can open an account from any bank of your choice.

How Much Does It Cost to Open a Blocked Bank Account?

The amount of opening a Blocked Account for a German Visa varies; this depends on the provider you choose.

If you are applying through Fintiba, you will have to first pay a fee of €89, and then a monthly fee of €4.90 comes later.

If you choose Deutsche Bank as your provider, you have to pay the initial fee of €150 and then pay €5.90 later as a monthly maintenance fee. Additionally, you must pay a fee for the certification of your documents. The certification fee depends on the country you are coming from.

How long does it take to open a Blocked Account?

The time duration for your German blocked account to open depends on the country, provider, paperwork, etc. However, if there is no interruption, your blocked account should be ready one week after submitting your application.

If everything goes well, your blocked account should be ready within a week from the day your application was submitted.

How to Withdraw Money from the Blocked Account?

Once you arrive in Germany and have secured a registered address, you will have access to withdraw from your blocked account. However, note that you won’t directly access your German blocked account.

There is only one way you can access the blocked account in Germany. This is by opening a new bank account in Germany, and money will be transferred from the blocked every month.

You would be allowed to withdraw a maximum of €861 monthly unless you deposited more than the required minimum.

Frequently Asked Questions

Can I deposit more than €10,332?

Yes, you can deposit more than 10,332. However, the bank may limit your deposit amount based on your account history and other factors.

What if my German student visa application is rejected?

You can do a few things if your German student visa application is rejected. First, you can either appeal the decision or reapply for a visa. If you choose to appeal, you must provide evidence supporting your case. If you choose to reapply, make sure you improve your application to be more likely approved.

Is a Blocked account compulsory for a German Visa?

No, a blocked account is not compulsory for a German visa. However, it is highly recommended that you open a blocked account if you plan to study or work in Germany. The blocked account will help you prove that you have the financial resources to support yourself while in Germany.

Is there any administrative fee to open an account?

The only administrative fee associated with opening a bank account is the cost of the checks you may order to start your account. Some banks may charge a one-time account setup fee, but this is becoming less common.

How much money is required for Germany’s blocked account?

There is no set amount of money required for a Germany blocked account. The amount required will depend on the specific needs of the individual, as well as the bank’s policies. Generally, however, a minimum deposit of around €7,000 is required.


In conclusion, it’s important to have a blocked account. It’s part of the visa application process for foreigners who want to travel to Germany. We hope this post will help you when you plan to open a blocked account for German Visa. Thanks for reading.

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