Prince Edward Island Health Card and Health Insurance

As new immigrants you will require a Prince Edward Island health Card if you live on the island.

Your Prince Edward Island health card (also known as the PEI health care card) is your personal card that gives you access to health care services in the province. If you recently moved to Prince Edward Island, you will need a Prince Edward Island health card.

Without the card, you will have to pay the full charges when you visit a hospital. The Prince Edward Island health card is mandatory for all residents of the province. It is issued under the province-sponsored health care insurance plan.

In this short article, we’re going to cover:

  • Types of health insurance plans in PEI,
  • PEI health care insurance plan,
  • Who is eligible for PEI health insurance,
  • PEI health care card,
  • How to enrol and apply for your PEI health care card (including requirements),
  • What you can do with your PEI health card,
  • How to renew your PEI health card,
  • What to do if you lose your PEI health card,
  • Etc.

Types of health insurance plans in Prince Edward Island

PEI residents can be covered by two types of health insurance plans: Private health insurance, and public-funded health insurance.

#1. Private insurance in Prince Edward Island

You are advised to get private health insurance coverage if you’re an international student, temporary resident or a visitor to Prince Edward Island.

If you are a new resident and you have applied for the PEI public-funded health insurance, you may need private insurance for the first three months. PEI health insurance kicks in on the fourth month after registration. You may get private insurance for that brief period.

#2 Prince Edward Island health insurance

This is publicly-funded health insurance in the Prince Edward Island province in Canada. It is mandatory for all permanent residents.

With this insurance, you’ll enjoy premium health care at a fraction of the full cost. New residents, temporary workers and citizens are encouraged to enrol for this health insurance plan.

Not only does it fully cover most of your health care bills in Prince Edward Island, if you move to another province you will remain covered for a full three months.

Also if you temporarily leave the Prince Edward Island province, you will be covered for any emergency or sudden-illness services that you may need.

Once you enrol for the Prince Edward Island health care insurance, you will be given a health care card. With that card, you will be able to enjoy medical services anywhere in the province.

Prince Edward Island health Care Card

Upon registering with the public-funded health care insurance, you will get your PEI Health Card. You will need the card in any public-funded health facility in the province. It unlocks and gives you access to medical services and prescription medications in pharmacist stores.

Your Prince Edward health card is valid for 5 years, starting from the date it was issued.

On your card, you will find your Personal Health Number (PHN). It is your personal 8-digit string of numbers that uniquely identifies and qualifies you.

The card also shows some of your personal information such as your name, age, gender, birth date, etc. so it is also a valid means of identification in the province.

Upon expiration, you will need to renew your card (once in five years as stated above). Your renewal card will also carry your intention to either (or not) donate your organs or tissues. It will also indicate your preferred language for medical services.

Who is eligible for PEI health insurance and PEI health card

The PEI health insurance and health care card is issued to every Prince Edward Island resident.

To qualify as a resident of Prince Edward Island:

  • You must be legally in Canada, and
  • You must be residing in Prince Edward Island for more than six months each year.

Who is not eligible for a PEI health card

Not every resident of Prince Edward Island can apply for a PEI health card. You cannot apply for a health card if you are:

  • Unable to work off-campus as an international student,
  • A tourist or visitor to Prince Edward Island,
  • An officer in the Canadian Armed Forces,
  • A prisoner in a Federal penitentiary,
  • Eligible for other special services (like the Interim Federal Health Program for refugees, Workers Compensation, Department of Veterans Affairs)

How to Enrol and Apply for your PEI Health Care Card

You (and your household) can apply for a PEI health card.

NOTE: You must all be present in the Province before you can start your application.

Applying for your Prince Edward health card is easy. You either apply online or offline.

#1. Apply for a PEI health care card online

To apply online, you will have to fill the online application form and provide the necessary documents. When you get all the required documents ready, you will finish your application in 15 minutes or less.

What you will need to apply for your PEI health card online

To submit an online application, you will need to upload supporting documents. Make sure the scanned copies are clear and legible. The required documents would depend on your status.

You are a (an):

  • Canadian Citizen: Attach a copy of your former province’s health card and birth certificate.
  • Canadian citizen returning from another country: Attach a copy of your Canadian passport.
  • Permanent Resident: Attach a copy of your Confirmation of Permanent Residence document OR both sides of your Permanent Resident card.
  • International Student: Attach a copy of your Study Permit & proof of enrollment from your school.
  • Working resident: Attach a copy of your immigration record.

#2 Apply for PEI health care card offline (by mail)

First, you’ll have to download a PEI health card application form.

Next, correctly fill the form and mail it to any of these locations (choose one nearest to you):

  • PEI Medicare at 126 Douses Road in Montague;
  • Health PEI at 16 Garfield Street in Charlottetown;
  • Alberton PEI at 16 Dufferin Street in Alberton;
  • Charlottetown PEI at 33 Riverside Drive;
  • Montague PEI at 41 Wood Islands Road;
  • O’Leary PEI at 45 East Drive;
  • Souris PEI at 15 Green Street;
  • Summerside PEI at 120 Heather Moyse Drive;
  • Wellington PEI at 48 Mill Road;
  • Tignish PEI at 103 School Street;

To update your information after application, call 1-800-321-5492.

How to Renew your PEI Health Card

Remember that your Prince Edward Island health care card expires in five years.

Renewing your card is easy. You can renew online or offline.

Renew online if you are not reporting any change in personal information. You can renew your PEI health card online by clicking here.

What you’ll need to renew your PEI health card online

You will need:

  • Your household renewal letter,
  • Your household number (It’s on your renewal letter), and
  • Personal Health Number (PHN) and date of birth.

NOTE: If you’re renewing for your household, submitting the form will automatically renew all register cards in your household.

For any enquiry, contact PEI Medicare directly at 1-800-321-5492.

Renewing offline: Two months to your card’s expiry date, a renewal letter (and necessary validation information) will be mailed to your address. Make sure to fill the documents and return them to ensure uninterrupted coverage.

What if you Lose your PEI Health Card?

You can easily apply for a replacement card if your card is lost or stolen. Replacement cards cost $10 per card and not more than $50 per household.

To apply, simply download a Replacement Health Card request form. Fill it, include your cheque (or money order made payable to Health PEI) and mail it to PEI Medicare:

Contact the department at:

Health PEI
16 Garfield Street
PO Box 2000
Charlottetown, PE C1A 7N8

Phone: 902-368-6130
Fax: 902-368-6136
Email: [email protected]

NOTE: If your name changed or if you received a card with incorrect information, your replacement card will be free.

Your PEI Health Coverage When you Travel out of the Province

As mentioned, you are covered for all emergency/sudden-illness medical services when you are not in the province. When you travel or temporarily have to stay outside the Prince Edward Island province, please get private health insurance coverage.

Here are four things you also need to know.

1. When you need to travel outside Prince Edward Island province

If you will leave the province for at least one month, Notify PEI Medicare of your absence.

Contact the department at:

Health PEI
16 Garfield Street
PO Box 2000
Charlottetown, PE C1A 7N8

Phone: 902-368-6130
Fax: 902-368-6136
Email: [email protected]

You will need to provide key information like your departure and return dates, destination and reason for absence.

2. When you’re leaving the country

If you have to leave the country, you have to be aware that the cost of medical services will be significantly higher. Not to worry, you will be reimbursed in Canadian currency at Prince Edward Island rates.

The deficit will not be paid by the insurance program.

When you make any medical expenses outside Canada and you’re insured with the Prince Edward Island health insurance, do the following when you return:

  • Submit your detailed invoice,
  • Make sure it’s submitted no later than six months from the date you received the treatment.

3. Students that have to study outside the province

If you’re an international student and need to study outside the province, you must notify PEI Medicare about your plans. This notification must come at the beginning of your school year so that adequate coverage will be arranged.

Remember that if you have a valid PEI health card, you are insured and covered for any emergency or sudden illness health services you may need. This includes emergency hospital visits, life-threatening illnesses, and hospital admissions for emergency treatment.

Elective surgeries and treatment procedures for chronic cases (any non-emergency health care you may want) must be approved by Health PEI before the service can be insured.

4. If you have to work outside Prince Edward Island

If you’re a registered PEI resident (and have a valid PEI health card) but you work outside the province, you must notify PEI Medicare so that appropriate health coverage will be arranged for you.

Here is the department’s contact address and details:

Health PEI
16 Garfield Street
PO Box 2000
Charlottetown, PE C1A 7N8

Phone: 902-368-6130
Fax: 902-368-6136
Email: [email protected]