Working Two Full-Time Jobs In Canada Today – Right Or Wrong?
There is no one-size-fits-all answer to the question of whether or not working two full-time jobs in Canada is right or wrong. Every individual has a unique circumstance and must weigh the pros and cons of taking a second job to make the best decision for themselves.
Immigrants who come to Canada often have to work two or more jobs to make a living. Is this how it should be? Or is it putting too much stress on them? You should be aware that a full-time job in Canada will require you to work for 40 hours weekly, with the exclusion of overtime requests by your employer, but your employer will have to pay for your overtime.
Daily, full-time workers work for 8 hours, which is equivalent to 40 hours per week. Therefore, a full-time job in Canada won’t restrict other Canadian companies or employers from hiring you for another full-time job.
However, if you intend to work two full-time jobs in Canada, either as an international student or with a work permit (whether as a side hustle or paid employment), remember that you will have two different employers with diverse job roles and demands that need execution.
This blog post will explore the pros and cons of working multiple jobs in Canada. In most provinces or territories in Canada, working two full-time jobs is possible since you can effectively perform your job descriptions. That said, there are some things to consider when making this decision, which we will explore in this post.
Are you considering working two full-time jobs in Canada? Read on for some tips!
Pros And Cons Of Working Two Full-time Jobs In Canada
Here are the Pros of working two full-time jobs in Canada;
1. Many revenue sources;
You have two sources of income if you work two full-time jobs, as the jobs will undoubtedly increase your revenue.
2. A fallback strategy;
Losing both jobs at once is highly unlikely. Working two full-time jobs ensures you always have a job to fall back on if you lose one.
3. Getting to know more people;
You get the chance to network more by working two full-time jobs.
Here are the Cons of working two full-time jobs in Canada;
1. Health Problems
Your body will undoubtedly feel the effects of working 40 hours or more every week. It can lead to health issues brought on by stress.
2. High taxes;
Having two employers results in higher tax rates.
3. Poor performance;
When the work is flexible, you will be more effective in carrying out your responsibilities. You will be less productive at Job B, for instance, if you worked at Job A for 8 hours and are required to work at Job B for another 8 hours.
Factors to consider before deciding to Work Two Full-Time Jobs in Canada
Here are some factors that require consideration if you want to work two full-time jobs in Canada.
- Your health status
- The moonlighting policy of your employer.
- Considering the conflict of interest.
How Do Two Full-Time Jobs Affect Taxation in Canada?
The tax rates for working two full-time jobs in Canada under different employers are incredibly high and unfavorable. Therefore, think carefully about the sum of money you will have left with you after taxation;
- You may need to do some calculations on the total money that would be lost to tax and then decide if it benefits you.
- Never think of evading tax payments, as you must fill in the TD1 (Personal Tax Credits Return) form and issue it to your new employer to get lower tax rates.
- Your employer will have to keep the TD1 form among your other credentials; as the TD1 form is used to ascertain the tax rate that would be removed from an employee’s wage/salary.
- There are various kinds of TD1 forms in Canada, which include federal, provincial, or territorial Personal Tax Credits Return forms. In addition, all provinces or territory in Canada has their own TD1 forms, which are unique to their employees.
Moreover, suppose you intend to be a company employee or an independent contractor (such as an attorney, consultant, engineer, etc.):
- You might need to calculate your total income as you complete your Internal Revenue Service tax form/W-4 form for the new job. You can do this through an online IRS calculator to know the value of your tax liability.
- Alternatively, you can get counseling from an accountant or tax professional. They will inform you of the number of exemptions you must file, and also, you will be advised if you need more funds withheld to cover the taxes due on your total income.
Evading Tax in Canada is against the Law
Tax evasion is a serious offense and can subject you to criminal charges and substantial implications, so it is best always to file your tax returns when needed.
Working Overtime affects your Health Status
As humans, we are not machines or robots. Hence, we are bound to get tired and stressed from working extensively, which has several adverse effects on our health.
Stress occurs when your body reacts to a change or increase in demand. It usually results in severe headaches, fatigue, anxiety, high blood pressure, diabetes, and heart illnesses. Such ailments can reduce your work productivity, making you lose both jobs.
You should only consider working two full-time jobs if you are medically fit to work long hours with short rest. Moreover, you must consider the stress and expense of traveling to and from your job locations.
The Moonlighting Policy of your Employer
Endeavor to find out if your current employer allows its employees to moonlight. Some Canadian employers do not authorize their staff to work a second job. You can source the validity of this information from your company’s HR manager.
Considering The Conflict of Interest against Working Two Full-Time Jobs
Be careful not to cause a conflict of interest by signing another job contract from a Canadian company or employer. Whether you’re taking a part-time or full-time job as your second job, your decision will likely make your first employer express a conflict of interest.
Therefore, you are advised not to apply for or take jobs from a company that competes with your first job. If the employer knows you are working with their competitors, you might lose both jobs or get sued for specific reasons.
Employers do not want their competitors to access their company’s files, data, applied strategies & practices, and other significant information. Therefore, hiring you would pose a threat to the employer.
Loyalty and Community of Interest
Your loyalty or community of interest might be questioned with a second job. “Community of interest” means whether your values are closely aligned with either position or whether it is difficult to justify why you are employed in two different types of jobs.
For instance, if you’re handling the position of a manager or supervisor on your primary job, yet your second job is in a union shop, and you are asked to join the union, working both positions could be a problem.
It has never been heard of for a supervisor to work a union job because this type of conflict raises questions about where you stand on the labor-management front. And if your co-workers find out you have a divided loyalty, it will be practically impossible to have collegiate working relationships on either job.
What About the Gig Economy?
Potential conflicts of interest may arise if you consider working as an independent contractor. However, with the gig economy gaining popularity each day, or by the service, taking up a second job doesn’t mean working for another employer.
Gigs or independent-contractor-type work for projects or on-demand services allow you to be your boss, dictating when, how, and where you want to work. Gigs are known for making work portable; if you have a primary job that is steady, the allure of gigs that permit you to work from anywhere may not be the appeal factor.
But working on-demand jobs, such as driving for Uber, can present other challenges as a second job. For instance, if your primary job requires you to be on-call, it could be difficult to immediately report to your primary job if you’re driving an Uber passenger.
Conclusively, ensure that having two full-time jobs will not affect your job focus, physical strength, family life, health, leisure time, enjoyment of life, etc. It is in your best interest to search for a full-time job that pays higher wages for workers’ overtime.
So, you will only have to do more over time in your current workplace.
How to Work Two Full-Time Jobs: Some Tips
If you intend to work two full-time jobs, the following steps will help you handle both tasks effectively;
- Seek positions that allow for flexible scheduling; you can discuss this with your employer. You can select when and where to work if the jobs are flexible, as you can’t be at two places of business simultaneously.
- You can check your employment contract or contact your employer if your first job doesn’t allow you to choose a second one. Most of the time, your options are limited to dealing with the company’s rivals. To avoid a conflict of interest in such a scenario, ensure your second employment isn’t with your first job’s competitors.
- Make sure that neither of the two full-time positions is taxing. At least one of the two jobs must be less demanding to manage two full-time jobs properly. You can choose a second job that doesn’t need you to travel far or put in a lot of overtime.
- You can consult a tax expert for help to learn how many exemptions you are eligible for to lower your tax rates. Set daily objectives and work to minimize procrastination.
- You can enlist the help of your friends or family if any of the jobs allow you to work from home. This will help you free up time for rest and improve your efficiency.
What is a full-time job in Canada?
One way to explain a full-time job in Canada is to examine the Statistics Canada definition. According to Statistics Canada, “full-time for an individual is typically considered 30 hours or more per week”.
This includes self-employed people who work full-time. However, the hours worked per week can vary by industry and profession.
Is it legal to work two full-time jobs in Canada?
The short answer is yes. Going for two jobs when you are unemployed or underemployed makes sense because it can help you make ends meet. Legal experts advise that working too much may jeopardize your health.
However, taking on a part-time job while holding down another full-time one has no legal implications in Canada, provided that your employer is not violating any laws or regulations.
What are examples of Canadian full-time jobs?
Counter clerks, full-time crew members at a restaurant, security supervisors, medical laboratory technicians, full-time cashiers, personal support workers, etc.
Who can do full-time jobs in Canada?
- Canadian citizens that are of working age.
- Canada’s permanent residents.
- Certain visitors and temporary work permit holders in Canada.
- International students during scheduled breaks or holidays.
Working two full-time jobs is not wrong or prohibited by Canadian law. Yet, you must follow the advice provided in this article if you have to juggle two jobs.
Remember to unwind and take a break. It could be a full day or only a few hours. Your body will select a day to rest if you don’t choose one yourself.